Smart Borrowers Handbook

Privacy Policy

Introduction

Stuart Wemyss, the author of Smart Borrower's Handbook and the owner of the www.smartborrower.com.au web site, values your privacy and as such voluntarily complies with the requirements of the Australian Federal Government's Privacy Act 1988, including the National Privacy Principles which came into effect on 21 December 2001.

Cookies

This site does not use cookies or tracking technology.

How is your information used?

The information you provide to us by making a purchase from this website will not be used or disclosed to any third party without your consent, unless:

  • We are required to do so by law;
  • It is necessary for us to do so in order for us to provide a service or goods that you have requested;
  • To protect the rights or property of Stuart Wemyss, his employees, contractors or other users of the website.

When you make a purchase from this website you will be required to provide details of where you would like the goods to be delivered to. Provision of this shipping information constitutes consent from you for us to provide this information to the freight forwarding agent appointed by us so that the delivery can be made. It does not permit the freight forwarding company to use this information for any purpose other than to effect delivery of the purchased goods.

Securing personal information

The information you provide to us is submitted to the Westpac online banking facility that we use to conduct transactions. Details of the credit card used by you to facilitate payment are handled completely by Westpac's internal secure servers.

Links to other sites

Links to websites outside of our networks may be available on our site. The information provided on these external sites is beyond the control of Stuart Wemyss and as such we accept no responsibility for the information contained in these external sites or the operation of these sites. You should consider the information provided in the Terms and Conditions of these sites before you disclose any personal information to them.

We reserve the right to make changes to this policy at any time. The changes will be posted to this website as soon as practicable.

Commitment to data security

Your personally identifiable information is kept secure. Only authorized employees, agents and contractors (who have agreed to keep information secure and confidential) have access to this information.

About the author

Stuart Wemyss is the founder of ProSolution Private Clients, a boutique mortgage broking firm for high net worth individuals which was established in late 2002. Before founding ProSolution Private Clients, he worked in the Chartered Accounting profession for over five years. He worked for two of the Big 4 international Chartered Accounting firms in KPMG and Deloitte Corporate Finance.

Stuart regularly writes for the Australian Property Investor magazine and provides expert commentary in the media (e.g. The Australian, Australian Financial Review, A Current Affair). He regularly presents on property finance at seminars.

Stuart is a keen property investor and is married with two young twin boys.

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